Obtaining a Mortgage

Mortgages and Re-Mortgaging

We act in relation to the Mortgage and Re-mortgage of all property, Residential and Commercial. If you are purchasing a property with the assistance of a mortgage, your lending institution will require that a charge is registered against your property, which has the effect that the property cannot be sold without their consent or without paying off the mortgage.

Once you have received loan approval from your bank or financial institution a loan pack will issue which will include a letter of loan offer.  You should obtain legal advice before signing any loan offer to ensure that you are happy to accept the special conditions attached and in a position to comply the conditions in the loan offer. We will be happy to go through your loan pack with you before signing any documentation.

Once your loan has been received and the conveyancing transaction completed, we will register the mortgage against your property and forward the original title deeds of the property to your lending institution.